Leo Malan
A finance lead, without the hire

Virtual or fractional CFO work for business owners.

For contractors, manufacturers, mining companies and professional services firms.

Know which work makes money and when the cash runs short. I build the forecast and reporting, then work through the decisions with you.

01

Planning and forecasting

A plan that gets rebuilt as the year moves, not one frozen in July.

Twelve-month rolling forecast, updated monthly against actuals

Each month the next twelve months are re-forecast from the latest actuals.

ActualForecastNow

Annual budget

The year’s targets for income, costs and cash, agreed up front.

IncomeCostsCash

Budget versus actual variance analysis

Where the month landed against budget, and why.

BudgetActual

Scenario and sensitivity analysis

What happens to profit and cash if a key assumption moves.

UpsideBaseDownside
02

Performance

What happened, what is coming, and the operating numbers behind both.

Monthly management accounts and commentary

The month’s numbers, with what they mean in plain words.

KPI dashboard, refreshed monthly

The handful of measures that run the business, on one page.

Operational KPI reporting: utilisation, job cost, forward work

How busy your people are, what each job costs, and the work ahead.

UtilisationJob costForward work

Revenue run-rate and forward order book

Where revenue is heading, and the work already won.

Run-rateNowOrder book
03

Cash flow

The week your cash runs short, what causes it, and what it does to your bank facility.

13-week cash flow forecast

Cash week by week, as money comes in and goes out.

Week 1Week 13

The lowest your cash will go over the next six months

The single week cash reaches its lowest point.

Lowest point NowSix months

Working capital analysis: receivables, payables and stock

Money tied up in unpaid invoices, bills to pay and stock on the shelf.

ReceivablesPayablesStock

How close you are to your bank’s limits, and the pack your lender asks for

The room left under the facility, and the numbers the lender wants to see.

Bank limit Headroom Lender pack
04

Modelling

Profit, cash and the balance sheet moving together, so you can see what a decision does to cash before you make it.

One model linking profit, cash and the balance sheet

Change one number and see profit, cash and the balance sheet move together.

ProfitCashBalance sheet

Business case and capital spend appraisal

Whether a new project or a big purchase pays back, and when.

Payback

Decision model for a hire, a machine or a contract

What one decision does to profit and cash before you commit.

DecisionGo aheadHold

Pricing model: what each job or product really earns

The true margin on each job or product once every cost is in.

MarginOverheadsMaterialsLabour
05

Profitability and strategy

Down to the client and the job: which work makes money, which does not, and why.

Margin analysis by client, by job and by product

Profit split down to each client, job and product.

Loss-making job review

The jobs that lost money, and what caused it.

Tender and contract pricing review

A price checked against the real cost of the work before you sign.

PriceReal cost

What each client really costs you to serve

Everything a client costs beyond the job: visits, rework, slow payment.

ClientVisitsReworkAdminSlowpayment
06

Reports and board packs

The recurring pack, in your format.

Monthly board pack

The numbers and commentary your board reads each month, in your format.

Shareholder and investor reporting

Regular updates for shareholders and investors, from the same numbers.

ShareholdersInvestors

The board view

It answers where performance is off plan, how low cash gets over the next six months, what is driving margin, and which contracts are behind.

Illustrative example.

Open the full dashboard.

Watch a short walk through the dashboard.

Where we start

01
A conversation

Tell me what you report today, and I will tell you what is missing.

02
Your management accounts

The last 24 months, as you already hold them. No access to your accounting system.

03
What comes back, at no charge

A first-draft dashboard on those numbers, and what would need building to take it further.

04
If it is worth going on with

A monthly retainer, scoped with you.

Tell me the scope and I will price it.

My commitment: each deliverable within 48 hours of receiving what it needs from you.

Tell me the scope